 | Freedom to choose care in and out of network. |
| Out-of-pocket savings when using in-network option. |
| Wellness and discount programs. |
| Virtually no claim forms to file. |
| Member pays applicable copayment each time covered benefits are accessed within the network with Primary Care Physician (PCP) referral. |
| Members choose PCPs from our Managed Care Network of more than 3,000 family practitioners, general practitioners, and internists. |
| PCPs coordinate all health care, including referrals to 6,700 specialists in the Horizon Managed Care Network and 71 hospitals in our Horizon Hospital Network. |
| For female members, no PCP referral needed for routine gynecological care from more than 300 Ob/Gyns in the Horizon Managed Care Network. |
| Prenatal education and information program. |
| Out-of-network option offers care from any physician or hospital outside the Horizon Managed Care Network in exchange for higher out-of-pocket costs. |
