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Home :  Members :  Pharmacy Services :  iBenefit Report
iBenefit Report

The Saving Center will help you find potential saving opportunities based on your prescription history.Learn more.


Why do I need to know how much my plan pays for my prescriptions?
The cost-savings measures explained in this report can help both you and your health plan sponsor save money. The more you know about your health care costs, the more you can help control costs and help your plan sponsor maintain benefits.

Why does using the Caremark Mail Service Pharmacy cost less?
With maintenance medicines, you can save money by ordering up to a 90-day supply and paying a single mail service copay per prescription.

What are generic drugs?
Generic drugs are non-branded drugs sold under their chemical name and feature the same active ingredients found in brand name drugs.

Are generic drugs safe and effective?
Generic medicines are approved by the U.S. Food and Drug Administration (FDA). FDA approval means that generic medicines have the same quality, strength and effectiveness as their brand name equivalents.

Why wasn't I prescribed a generic?
While the number one priority for doctors is the clinical care of their patients, they may not know which drugs have generic equivalents and the cost savings associated with generic prescribing.

Why do generic drugs cost less?
Generics cost less because their manufacturers do not have to spend the millions of dollars it takes to complete clinical studies on the new, original medicine. Because brand manufacturers make this investment, it costs generic manufacturers less to develop the same medicine and savings are passed on to you.

What if there is no generic alternative for the medicine I am taking?
Ask your doctor if there is an alternative medicine to treat your condition that has a generic equivalent. If not, ask your doctor to choose a brand name drug listed on the Formulary Drug List.