When it comes to finding affordable health care options, your graduate can’t afford to wait. That’s why Horizon Blue Cross Blue Shield of New Jersey is here to help.

Here are some important facts you may not know about your son’s or daughter’s health insurance coverage:

• Children insured under a parent's employer health plan may only be covered as long as they are full-time students AND under the plan's limit age. Coverage may also be available to children under a parent’s employer plan up to age 30 or 31 if certain requirements are met. To be eligible, the child must be unmarried with no dependents, a resident of New Jersey or a full-time student at an accredited institution of higher education and not be covered under any other health benefit plan.* (*Please contact your employee sponsored employer benefits administrator for eligibility information.)
• Even if your child is employed, many employers do not offer health insurance coverage until an employee has been on the job for one to three months or longer.

Many young people fail to see the need for health insurance, not recognizing that unexpected medical expenses can strike anyone at any time. Many put their health at risk by deciding not to go to the doctor because of high out-of-pocket costs.

The good news is that your son or daughter doesn't have to go without health insurance coverage thanks to affordable options available from Horizon BCBSNJ. We offer a wide-range of affordable choices, making it easy for your graduate to get the right plan with the right savings.

Each plan offers coverage for hospital stays, emergency treatment, doctor visits and prescription drugs.

Horizon Basic and Essential EPO and EPO Plus plans offer these advantages:

• Cost-saving features that help keep premiums low
• Health care services through the Horizon Managed Care Network
• No Primary Care Physician required and no referrals needed
• $30 office visit copayment available with EPO Plus coverage

Horizon HMO plans offer these advantages:

• Comprehensive coverage that includes preventive care
• A choice of copayment options starting as low as $15
• Low out-of-pocket costs
• Extensive HMO network of physicians and hospitals plus out-of-state coverage for emergency and urgent care

Make sure finding affordable health insurance coverage is at the top of your graduate’s “to do” list.

Call today to request a FREE information kit or to schedule an in-home consultation:
1-800-224-1234, Monday-Friday, 8:30 am to 5:00 pm, ET.

Or you can call your broker.

Click Here to request information and a free rate quote.